Cuyahoga Falls Medicaid Qualifications Attorney
Medicaid is a federal and state program designed to help people of reduced means get the medical and long-term care they need. In order to qualify, you or your aging parent must meet specific criteria which are often complex and difficult to navigate.
The lawyer at the Law Office of Margaret H. Kreiner is committed to helping middle-class clients get the care they need and deserve. We are glad to meet with you in an initial consultation to discuss your options concerning Medicaid qualifications.
I have been in practice for more than 26 years, and focus exclusively on elder care law, including Medicaid eligibility. I can assist your family in Medicaid planning, including asset protection. To learn more, contact me today.
Meeting Medicaid Qualifications
In Ohio, Medicaid serves a number of different age groups, including people who have disabilities or are over 65. You must reside in Ohio, be a U.S. citizen and have a valid Social Security number. Medicaid qualifications also include income and resources:
Do you need assistance with daily living tasks such as eating, dressing or bathing? Toileting or ambulating? If you require skilled assistance with two of these five, you may indeed qualify for Medicaid assistance.
As a rule your income must fall below 64% of the federal poverty level. According to the Ohio Department of Jobs and Family Services, a family of one may not exceed a monthly income of $589. A couple must make less than $1,011 per month to qualify. The length of the marriage may also affect eligibility.
Eligibility is also subject to means testing, which can bring down the monthly income. The federal poverty level changes every year, so these numbers are informational only. For more focused counsel, contact an elder law attorney at the Akron-area Law Office of Margaret H. Kreiner.
If you meet all other Medicaid qualifications, but have too high an income, you may be able to participate in the spend down program, which is administered by the Ohio Department of Jobs and Family Services. A social worker will determine the amount you must spend per month on medical care and prescriptions. As long as you spend down that amount or more, you will remain qualified for Medicaid.
As a rule one person is limited to $1,500 in assets, such as money in a checking or savings account. Two people may share only $2,250 in resources, excluding the family home and one car. Many clients ask if they can transfer assets to a daughter or son. The State of Ohio generally "looks back" at transfers over the past five years, which may affect your Medicaid eligibility or create a penalty period.
You may be able to transfer assets to a spouse, so long as the transfer benefits only the spouse or you are not transferring assets to qualify for Medicaid. For additional specific information, schedule an appointment with a Medicaid planning attorney at the Law Office of Margaret H. Kreiner in Cuyahoga Falls, Ohio.
If you or your loved one qualifies, you are entitled to home-based care, nursing home care or hospice care based on assessed needs. Medicaid recipients also receive hospital care and dental treatments. The health care provider is paid directly, and you may be responsible for a small co-payment.
The original application. It is a two-part application determining financial eligibility followed by an in-person appointment at the Area Agency on Aging office. I am a skilled elder law lawyer who can help you.
Every family's situation is unique. For a confidential assessment about Medicaid qualifications, contact the Law Offices of Margaret H. Kreiner.